It’s the festive season and what better way to celebrate than start the month with some Christmas cheer? Here are five rallies organised by different biker cafés that you must be a part of. Read on to learn more about these events.

<p>It’s the festive season and what better way to celebrate than start the month with some Christmas cheer? Here are five rallies organised by different biker cafés that you must be a part of.</p> 

Bikers Winter Party featuring Betty Swallow Live, 2nd December 2016
<ul>
<p>Following the success of 2015’s Biker Winter Party, this year bands from all over the country will perform live. Back on by popular demand, the headliner for the 2016 Winter Party is Betty Swallow, a sought-after cover band. Entry is free at the cafe, Iron Horse Ranch House in Lincolnshire and it serves delicious food, and promises to keep you fueled to survive an evening of revelry. Get there early to reserve the best seats in the house.</p> 

Southern Classic Off Road Show & Jumble, 3rd December 2016
<ul>  
<p>The month kicks off with the competition bikes display. You can expect Honda, Harley Davidson, Norton, and other such prominent bikes on display. Also included are, road racing, grass track, speedway, and speed racing. All this alongside over 250 stalls and Jumble related to motorcycles. This event is more of a socialising and meeting point than a bike race.</p>  

<p>Starting at 9.30 am at Kempton Park Racecourse, Middlesex, the Road Show is a fun day out for adults and kids. The event is conceptualised by EGP Enterprises.</p>  

Christie’s Santa-Run, 4th December 2016 
<ul> 
<p>What is Christmas without the spreading of cheer? Be a part of this altruistic ride that kicks off at Henry Boddingtons, Manchester.</p>   

<p>It is tradition to dress up as Santa and visit sick children in the North West. The magnanimity of this event has grown over the years. The event is free. Do not forget to carry toys and other goodies. It is recommended that the gifts carried are ‘gift-wrapped’.</p> 

Burton Annual Toy Run and The Reading Toy Run, 4th December 2016
<ul>   
<p>There are two other events happening on the same day. The Burton Toy Run kicks off at Unwanted MCC Rockbar in Burton on Trent. At 9am, the registration opens. The ride starts at 11am and there will be a prize awarded for the best-dressed vehicle.</p> 

<p>Also, happening on the same day is The Reading Toy Run, which kicks off from Amec Foster Wheeler. Participants must carry a new and unwrapped gift or toy. The procession styled travel will end at Barnardo’s School and other charities for children.</p> 

Unwanted MCC Christmas Party, 10th December 2016
<ul>   
<p>Unwanted MCC is a fraternity of bike clubs who enjoy riding alongside friends and family while having a good time. The group also organises several parties and other social gatherings which are free for all. One such most awaited event is the Unwanted MCC Christmas Party on Saturday, the 10th of December. Bands like Booze Brothers Disco and Acoustica will perform live. There is also a festive fancy dress competition, free camping, food, and a raffle.</p>  

<p>The organisers suggest that those who are interested in participating in the event must purchase their tickets before hand to avoid the last minute rush.</p>

<p>Spread the holiday cheer by participating in these rallies.</p>

Superbike Loans, UK’s No.1 Motorbike Finance Specialist, gives you the top 5 Most Awaited Rallies in December

5 Most Awaited Rallies in December | Superbike Loans

5 Most Awaited Rallies in December

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Wondering how often you should service a motorbike? Find out in our guide, plus a full and interim motorcycle service checklist to save for later.

<p>Do you own a motorbike, or plan on owning one in the future with the help of <strong><extLnk href="https://www.superbikeloans.co.uk/">motorbike finance</extLnk></strong>? You’re probably wondering about all the costs involved such as taxing, insuring, financing and servicing your motorbike. Unlike insurance, tax and <strong><extLnk href="https://www.superbikeloans.co.uk/blog/how-to-get-motorbike-licence/">getting a motorbike licence</extLnk></strong>, it's not a legal requirement to have your motorcycle serviced in the UK. However, it does maintain the safety of your bike, as well as build a servicing history which can be useful when trading or selling.</p>

<p>There’s no one specific time you need to service a motorbike - this will depend on the type of bike you have and how often you ride - so keep reading to learn more about motorcycle maintenance and when you should schedule a service.</p>

<h2>How often should you service a motorbike?</h2>

<p>Any motorcycle over three years old must have a valid MOT certificate. In order to pass your bike’s MOT, you’ll need to service it to identify any faults and pay for the repairs it requires.</p>

<p>The “how often” part is a little tricky to answer, as it depends on many factors in relation to your motorbike, such as:</p>
<ul>
<li>The age of your motorbike</li>
<li>How often you ride your motorbike</li>
<li>General upkeep</li>
<li>Speeds (particularly if you do competitive racing)</li>
<li>Weather conditions you tend to ride in</li>
<ul>
  <li>This is particularly true if you use special motorbike wheels for better grip during the colder months</li>
  </ul>
<li>CC of your bike</li>
<li>Previous service history of your bike</li>
<li>The condition of your bike (whether it’s used or brand new)</li>
  </ul>

<p>Every motorbike is built differently too. Some are known for their practicality, whilst others are known for speed. As you can imagine, heavy and aggressive use of your motorbike will require servicing more often than the average user, so bear this in mind when figuring out how often to service your bike.</p> 

<h3>I don’t use my motorbike often - do I still need to service it?</h3>

<p>In short, no. However, if your motorbike hasn’t been SORNed, then you’ll need to update your motorbike’s MOT. If you barely use your motorbike and want to save money on taxing it (and MOT costs), read our <strong><extLnk href="https://www.superbikeloans.co.uk/blog/how-to-SORN-a-motorbike-in-the-UK/">how to SORN a motorbike</extLnk></strong> guide to get your bike off the road legally.</p>

<h2>Why service a motorbike?</h2>

<p>A thorough motorcycle service will make sure that any mechanical or electrical issues are resolved in time for your MOT and, of course, before they jeopardise the bike's (and your!) safety. Plus, regular maintenance on your motorbike will not only increase its lifespan, but it will also likely make it more efficient and enjoyable to ride.</p>

<h2>What does a motorbike service include?</h2>

<p>There are four types of motorbike services to look out for, and the one you pick will determine what’s included. We’ll describe these briefly below, as well as provide a full list of components an MOT garage will typically inspect for later on in this guide. For now, here are the four main types of motorbike services.</p>

<h3>1. Interim</h3>

<p>An interim service can be thought of as a frequent ‘in-between’ check, or quick service on your motorbike. It’s still a thorough inspection but doesn’t go too deep into the inner workings.</p> 

<h3>2. Annual</h3>

<p>An annual motorbike service is a ‘best practice’ service if you will. As the name suggests, it’s a yearly motorbike service that covers everything an interim inspection does, with a few extra steps, such as a spark plug change. This can vary per MOT garage.</p> 

<p>Typically, annual servicing is normally sufficient to keep your motorbike in check, with interim servicing needed when you may be riding higher than average speeds or ride for longer trips than usual.</p>

<h3>3. Major</h3>

<p>A major service will cover everything from the above plus more, all while taking the motorbike’s history into account and giving it a thorough check. It may flag issues that could recur in the future, especially if they’ve happened before. Typically, a major service be specified by the manufacturers at specific mileage or when a bike reaches a certain age, but these can be requested sooner if there are safety concerns.</p>

<h3>4. Full</h3>

<p>A full service will examine every component of a motorbike from front to back, plus everything a major, annual or interim inspection would. It’s the most thorough motorbike service you can get, and is usually used in circumstances where you’ve experienced recurring problems, or bought a second-hand motorbike that you wish to fully service to ensure it’s safe to ride.</p>

<p>Just like with a major service, a full service is typically done in accordance to the manufacturer’s guidelines, but it can be requested if faults and safety concerns are raised between annual inspections.</p>

<h2>Which motorbike service should I choose?</h2>

<p>An interim service should be enough to keep your bike on the road and looking excellent if it’s been maintained well and serviced most years. You might wish to upgrade to a major or full service if you’re taking your bike back on the road, or you bought a bike with little or no service history and want to know what faults it may have.</p>

<p>It goes without saying that if you haven’t had your bike serviced at all, it’s worth booking in for a full service, and then keeping up to date with an annual service, particularly if you experience issues with your spark plug (or other faults you wish to flag at the service centre).</p>

<h2>Interim motorbike service checklist</h2>

<p>The following is an example of an interim motorbike service that an engineer will use for inspection:</p>
<ul>
  <li>Road test</li>
<li>Oil and filter change</li>
<li>Coolant check</li>
<li>Brake and clutch fluid</li>
<li>Bulb check</li>
<li>Throttle</li>
<li>Clutch</li>
<li>Chain and sprockets</li>
<li>Tyre inspection (including tread depth in line with regulations)</li>
<li>Wheel bearings</li>
<li>Battery</li>
<li>Brake pads</li>
<li>Calipers</li>
<li>Discs</li>
<li>Suspension</li>
<li>Exhaust inspection (in line with UK exhaust laws)</li> 
<li>Control cables</li>
<li>Steering head bearings</li>
  </ul>

<h2>Annual motorbike service checklist</h2>

<p>As mentioned, an annual motorbike service will check just that bit more than an interim. Below is a typical annual motorbike service checklist an engineer will use for inspection:<p>
<ul>
  <li>Road test</li>
<li>Oil and filter change</li>
<li>Coolant check</li>
<li>Bulb check</li>
<li>Throttle</li>
<li>Clutch</li> 
<li>Chain and sprockets</li> 
<li>Tyre</li> 
<li>Wheel bearings</li> 
<li>Battery</li> 
<li>Brake pads</li>
<li>Calipers</li>
<li>Discs</li> 
<li>Suspension</li> 
<li>Exhaust</li> 
<li>Control cables</li>
<li>Steering head bearings</li> 
<li>Brake and clutch fluid</li> 
<li>Air filter</li> 
<li>Spark plug replacement</li>
</ul>

<h2>Major motorbike service checklist</h2>

<p>A major motorbike service will include the following to ensure any faults are identified, including a full look at the motorbike’s history:</p>
<ul>
<li>Brake and clutch fluid replacement</li>
<li>Air filter replacement</li>
<li>Spark plug replacement</li>
<li>Valve clearance check</li>
<li>Carburettor or throttle body balance adjustment</li>
<li>Detailed fault history check, clear and reset</li>
<li>Road test</li>
<li>Oil and filter change</li>
<li>Coolant replacement</li>
<li>Bulb check</li>
<li>Throttle</li>
<li>Clutch</li> 
<li>Chain and sprockets</li> 
<li>Tyre</li> 
<li>Wheel bearings</li> 
<li>Battery</li> 
<li>Brake pads/calipers/discs</li> 
<li>Suspension</li> 
<li>Exhaust</li> 
<li>Control cables</li>
<li>Steering head bearings</li> 
</ul>

<h2>Full motorbike service checklist</h2>

<p>A full service will inspect every aspect of your vehicle, including the inner workings too. Here’s an example of a full motorbike service checklist that can be used for inspection:</p>
<ul>
  <li>Road test</li>
<li>Oil and filter change</li>
<li>Coolant replacement</li>
<li>Bulb check</li>
<li>Throttle</li>
<li>Clutch</li> 
<li>Chain and sprockets</li> 
<li>Tyre</li> 
<li>Wheel bearings</li> 
<li>Battery</li> 
<li>Brake pads/calipers/discs</li> 
<li>Suspension</li> 
<li>Exhaust</li> 
<li>Control cables</li> 
<li>Steering head bearings strip, clean and grease</li>
<li>Rear suspension linkage strip, clean and grease</li>
<li>Brake and clutch fluid replacement</li>
<li>Air filter replacement</li>
<li>Spark plug replacement</li>
<li>Valve clearance check</li>
<li>Carburettor or throttle body balance adjustment</li>
<li>Detailed fault history check, clear and reset</li>
<li>Fork oil replacement</li>
</ul>

<h2>How much does a motorbike service cost?</h2>

<p>The cost of a motorbike service will depend on:</p>
<ul>
<li>The type of service you get</li>
<li>The faults identified</li>
<li>The type (and size) of your motorbike</li>
<li>Which garage you use</li>
  </ul>

<p>The final price could be as low as double-digits, but bigger bikes or more complex issues will incur more costs. Independent garages vs chains can vary in price too and some may have specialisms in particular bike manufacturers. The rarity of a motorbike may also factor into the price, particularly if it’s a vintage model or has complex components that require more time to inspect.</p>

<p>It goes without saying that the price of a 250cc all the way up to a 1000cc will vary drastically, so bear this in mind.</p>

<h2>How long does it take to service a motorbike?</h2>

<p>A motorbike service can take as little as a quarter of an hour to complete, or up to several days depending on the severity of the issues at hand. On average, you’re looking at about 2-3 hours for an annual inspection, with interim inspections taking slightly less, and your major and full inspections being considerably longer.</p>

<p>It goes without saying that the length of time will also depend on the workload the garage has. It could be days or weeks before they’re able to look at your bike, so keep this in mind when shopping around for motorbike services.</p>

<h2>Can I service my own motorbike?</h2>

<p>We’d advise going to a motorbike garage to get your vehicle serviced. This is so certain components (like tread-depth and exhausts) are kept in line with UK law.</p>

<p>It’s a good idea to have a knowledge of basic things like:</p>
<ul>
<li>Changing motorbike oil</li>
<li>Greasing</li>
<li>Chain tightening</li>
<li>Checking and changing your motorbike battery</li> 
</ul>

<p>If you don’t see any improvement while riding, get it booked in for a motorbike service as soon as you can.</p>

<h2>Can a motorcycle service save you money?</h2>

<p>In short, yes. Particularly if you come to sell your motorbike. Having a full service history will help traders price it accordingly.</p>

<p>Worried about how much mileage your motorbike has? If you’ve regularly serviced a bike that has tens, if not hundreds, of thousands of miles on it, then it’s probably going to run better than one with lots of mileage but has barely been serviced, let alone maintained.</p>

<p>So yes, a service book will help when it comes to selling your bike on. However, if you find that the repair costs upon having your bike serviced is just too much to maintain, then getting a new bike could work out cheaper. Can’t afford one right this second? Bad credit motorbike finance or 0% deposit motorbike finance are always options you can take to afford your next vehicle.</p>

<h2>How much is a motorcycle MOT?</h2>

<p><strong><extLnk href="https://www.gov.uk/getting-an-mot/mot-test-fees">MOT test fees</extLnk></strong> are available on the government website. In a nutshell, here’s what you’ll need to pay, depending on the motorcycle you have:</p>
<ul>
<li>Motorcycle (engine size up to 200cc): £29.65 (vehicle class 1)</li>
<li>Motorcycle with sidecar (engine size up to 200cc): £37.80 (vehicle class 1)</li>
<li>Motorcycle (engine size over 200cc): £29.65 (vehicle class 2)</li>
</ul>

<p>As mentioned previously, the age of your vehicle will need to be three years and up to be MOT’d.</p>

<h2>Do motorbikes need service every year?</h2>

<p>We recommend servicing your motorbike every 2,500-5,000 miles on the road. Of course, this is just an average, and you’d need to take it in for a service even if you feel something is wrong before you reach that mileage range. Assuming all is well if your bike, we recommend a service every 6-12 months, taking your average use into account.</p>

<p>Now that you’re clued up on how often to service a motorbike and how they work, we bet you’re excited to get your motorbike! Find out how much you can pay towards your new motorbike with our <strong><extLnk href="https://www.superbikeloans.co.uk/finance-calculator/">finance calculator</extLnk></strong> and find a motorbike lender through Superbike Loans for the best deal. Got any questions? <strong><extLnk href="https://www.superbikeloans.co.uk/contact-us/">Contact us</extLnk></strong> to find out how motorbike finance can get you the bike of your dreams.</p>

How Often Should Your Motorcycle Be Serviced? | Superbike Loans

How Often Should Your Motorcycle Be Serviced?

Ready to learn how to get a motorbike licence? Find out what motorbike you can ride on a car licence, as well as all types of motorbike licence explained.

<p>Getting your hands on a powerful, sleek motorbike is an amazing feeling, but it doesn’t come without hard work. Earning a motorbike licence takes time, money and effort, so make sure you are appropriately licensed before you secure <extLnk href="https://www.superbikeloans.co.uk/">motorbike finance</extLnk> for the ride of your life. In this guide, we explain motorbike licence courses for riders of all ages and abilities, and which types of motorbikes you can ride with different licences. Keep reading for all you need to know about getting a motorbike licence.</p>

<h2>What motorcycle licence do you need? Types of motorbike licence explained</h2>

<p>There are four different types of motorbike licences, which can be pretty hard to wrap your head around. Do you need an A1 or A2 licence, and what motorbike can you ride with a car licence? If these are questions that you need answering, keep reading...</p>

<h3>Provisional driving licence</h3>

<p>Before you can complete any training at all, it’s essential that you get a provisional licence. This licence is what allows you to practise riding a motorbike, and will kickstart your journey to getting a motorcycle licence. If you have a full car licence, you don’t need to apply for a provisional licence to ride a motorbike.</p>

<h4>Requirements for provisional driving licence</h4>
<ul>
  <li>At least 15 years and 9 months old</li>
  <li>Ability to read a number plate from 20 metres away</li>
  <li>Permission to live in Great Britain for at least 185 days</li>
</ul>

<h3>Compulsory basic training</h3>

<p>Compulsory basic training (CBT) is a course that all new riders in the UK must complete before they can legally ride a motorcycle, moped, or scooter on public roads. Upon completion, you will be given a DL196 certificate as proof that you have completed your compulsory basic training. You’ll need this certificate to take any motorbike licence course. It’s only valid for two years, so if you plan on taking the test for other licences, make sure you consider this time frame. Unless you have a full driving licence acquired before 1 Feb 2001, you need to complete CBT to be able to ride a moped with L plates or to qualify for a licence to ride more powerful bikes.</p>

<p>A DL196 certificate allows you to ride a moped up to 50cc and below 4kW, as long as you hold a full valid car licence. With just a provisional licence, completing your CBT only allows you to ride with L plates until you complete your theory and practical test. </p>

<h4>Requirements for compulsory basic training</h4>
<ul>
  <li>Hold a provisional or full driving licence</li>
</ul>

<h3>AM licence</h3>

<p>The AM licence is available for riders who have completed CBT and hold a valid DL196 certificate. This is usually the first step riders take to obtaining a full motorbike licence, and is a great option for beginner riders. It’s ideal for riders who want a small motorcycle with a maximum speed of 28 mph and an engine size of up to 50cc. This licence also allows riders to carry a pillion passenger.</p>

<p>It is important to note that the AM motorbike licence is not the same as a full motorcycle licence. If you want to ride a motorcycle with a larger engine size or faster speed, you will need to obtain a full motorcycle licence by completing additional training and passing further tests.</p>

<h4>Requirements for AM motorbike licence</h4>
<ul>
<li>Aged 16 or over</li>
<li>Completed CBT or full valid driving licence obtained before 1 Feb 2001</li>
<li>Passed theory and practical tests</li>
</ul>

<h3>A1 licence</h3>

<p>An A1 licence is the next level up for motorcycle riders, and allows them to ride any motorcycle up to 125cc and not exceeding 11kW, with a pillion passenger. Riders with a valid licence with provisional motorcycle entitlement, plus a completed CBT, can ride an A1 motorcycle with L plates. Only after completing the theory and practical tests can riders benefit from a full A1 licence.</p>

<h4>Requirements for A1 motorbike licence</h4>
<ul>
<li>Aged 17 or over</li>
<li>Hold valid licence with provisional motorcycle entitlement</li>
<li>Valid CBT certificate</li>
<li>Pass theory and practical tests</li>
</ul>

<h3>A2 licence</h3>

<p>An A2 licence is an intermediate level motorcycle licence that allows you to ride any bike not exceeding 35kW. If you have held an A1 licence for more than two years, you can obtain an A2 licence after passing the practical test. For riders who’ve held an A1 licence for less than two years, you must obtain a valid theory test certificate before completing the practical tests. </p>

<p>An A2 licence is also achievable for those without an A1 licence. To get an A2 licence, riders must hold a full licence with provisional motorcycle entitlement, and also complete CBT, and both theory and practical tests.</p>

<h4>Requirements for A2 licence</h4>

<ul>
  <li>Over 19 years old</li>
<li>At least a valid licence with CBT certificate, or an A1 licence</li>
<li>Pass both theory and practical tests</li>
</ul>

<h3>A licence (ages 21-23)</h3>

<p>An A licence lets you ride motorcycles of any size, but there are some restrictions depending on your age. For riders aged 21-23, you must have held an A2 licence for at least two years in order to complete a practical test. This is a two-part test, and both modules must be completed within six months of each other. If you haven’t had an A2 licence for over two years, you won’t be able to get an A licence. So, your options are to wait until you turn 24, or until you have held an A2 licence for two years.</p>

<h4>A licence requirements (ages 21-23)</h4>
<ul>
  <li>Have held an A2 licence for two years</li>
  <li>Pass a two-part practical test</li>
</ul>

<h3>A licence (age 24+)</h3>

<p>Once you’re over the age of 24, it’s much easier to obtain a category A licence and ride a motorcycle of any size. If you’ve held an A2 licence for two years, all you need to do is pass the category A practical test. If this isn’t the case, you’ll need to complete CBT, pass the theory test, and then take the two-part practical test. If you already have an A1 or A2 licence, you won’t need to repeat CBT. </p>

<h4>A licence requirements (age 24+)</h4>
<ul>
<li>Over 24 years old</li>
<li>Valid CBT or A1/A2 licence</li>
<li>Pass theory and practical tests</li>
  </ul>

<h3>What motorbike can you ride on a car licence?</h3>

<p>With a full car licence obtained before 1 February 2001, you may ride a moped up to 50cc without using L plates. If you got your car licence after this date, you’ll need to complete a compulsory basic training (CBT) course in order to ride a moped without L plates. You can get a full moped licence by completing both CBT and passing your car driving test. If you choose to complete CBT before you have a full driving licence, you’ll need to ensure that you pass your driving test within two years of your CBT course completion. </p>

<h2>How to get a motorbike licence</h2>

<p>Now that we have explained all the different types of motorbike licences, you can choose which is best suited for you and take the right steps to achieve this. Keep reading for a simple, step-by-step guide on how to get a motorbike licence. </p>

<h3>1. Apply for a provisional licence</h3>

<p>Unless you have a full driving licence, you need to apply for a provisional licence. Applying for a provisional licence can be done through the <extLnk href="https://www.gov.uk/apply-first-provisional-driving-licence">GOV.UK</extLnk> website, and costs £34 to apply online. When applying, you’ll need an identity document such as your passport, and you’ll also be asked to provide the addresses for where you’ve lived over the past three years. You may also be asked to give your national insurance number. Once you’ve applied, you will receive a confirmation email from the DVLA.</p>

<h3>2. Complete compulsory basic training</h3>

<p>A CBT training course can be booked directly with any motorbike training school. Each school determines their own prices, so this will vary depending on the company you choose. The price may also reflect whether you provide your own moped/motorcycle, or whether you are loaned one. </p>

<p>The CBT course usually takes one day to complete and includes both theoretical and practical components. During the course, you will learn how to ride a motorbike, basic road safety rules, and how to handle different road conditions. After you complete the course, you’ll have a DL196 certificate as proof that you can safely and legally ride a bike up to 125cc.</p>

<h3>3. Pass the theory test</h3>

<p>You can take the theory test before or after completing CBT, however you must have a provisional motorcycle licence to book a theory test. The test costs £23, and you also must have lived in England, Wales or Scotland for at least 185 days in the last 12 months. The theory test can be booked online <extLnk href="https://www.gov.uk/book-theory-test">here</extLnk>.</p>

<p>If you have held an A1 licence for at least two years, you do not need to complete the theory test in order to advance to A2.</p>

<p>The theory test consists of two parts: the multiple-choice test and the hazard perception test. The multiple-choice test is designed to test your knowledge of road safety rules, traffic signs, and other important topics related to riding a motorbike. The hazard perception test assesses your ability to identify and respond to potential hazards on the road.</p>

<h3>4. Pass the practical test</h3>

<p>The final step towards getting a motorbike licence is to pass the practical test. The practical test consists of two parts: the off-road manoeuvring test and the on-road riding test.</p>

<p>During the off-road manoeuvring test, you will be asked to perform a series of manoeuvres such as U-turns, slalom, and figure-of-eight. The on-road riding test, on the other hand, involves riding on public roads with a DVSA examiner who will assess your ability to ride safely and handle different road conditions.</p>

<p>To take the practical test, you must have a valid CBT certificate and pass the theory test. You can take the practical test at any DVSA test centre. The cost of the practical test varies depending on the location and the type of test you are taking.</p>

<h3>5. Work towards your next licence (optional)</h3>

<p>You may not be able to get a full category A licence straight away. Whether you want to work your way up by riding smaller motorbikes, or you’re restricted by age, you may need to undertake additional training courses after achieving your first motorbike licence. If so, you can revisit this guide to learn more about how to achieve a more advanced motorcycle licence. </p>

<p><strong>Once you have followed the steps to getting a licence, you’re ready to own your own motorcycle. At Superbike Loans we understand that a motorbike is an investment, which is why we offer motorbike finance deals for riders of all abilities. Whether you have <extLnk href="https://www.superbikeloans.co.uk/bad-credit/">bad credit</extLnk> or simply need a hand with financing your bike, take a look at our <extLnk href="https://www.superbikeloans.co.uk/finance-calculator/">finance calculator</extLnk> to plan your motorcycle journey. Want to learn more? <extLnk href="https://www.superbikeloans.co.uk/contact-us/">Get in touch</extLnk> with us.</strong></p>

Getting a motorbike licence is a pretty straight forward process but where do you start? Read Superbike Loans guide on how to get a motorbike licence. 

How to get a motorbike licence | Superbike Loans

How to get a motorbike licence

From Harley Davidson Fireblade range to the Yamaha MT-07 - discover the best-selling motorbikes of 2023 to look out for in your next bike purchase.

<p>We may have only passed the halfway point of 2023, but here at Superbike Loans, the hot topic has already been about the best bikes to ride this year - and possibly beyond. Each year, we're treated to lots of bikes that get our hearts racing and our gears shifting, and by the looks of it, 2023 is not pulling any punches. </p>

<p>From the Harley Davidson Sportster to the Yamaha MT-07 - read on to find out more about the top five best-selling bikes of 2023 and everything you need to know before you go ahead and <strong><extLnk href="https://www.superbikeloans.co.uk/finance-calculator/">finance a motorbike</extLnk></strong> from this list for your next (or first!) ride.</p>

<h2>1. Harley-Davidson Sportster 1200 Forty-Eight XL1200X - 2018</h2>

<h3>In a nutshell:</h3>

<ul>
<li>Engine: Evolution®, 4-stroke, 45° V-Twin, OHV, 2 valves per cylinder</li>
<li>Fuel capacity: 7.9 litres</li>
<li>Seat height: 680 mm</li>
<li>Top speed: 120 mph</li>
<li>Weight: 257 kg</li>
<li>Horsepower: 66 bhp</li>
<li>Torque: 96 Nm @ 3500 rpm</li>
</ul>

<p>The 2018 Harley Davidson Sportster 1200 Forty-Eight, also known as the XL1200X, embodies some of the best physical features of Harley heritage, such as its classic design - but with a modern twist. It makes for a nice nod to the golden era of motorcycling: its robust front tyre, signature peanut fuel tank, and minimalist aesthetics have made it appeal to long-time Harley fans and the newer generation of bikers. The commanding presence of its low-slung seat, combined with forward-set footpegs and expansive handlebars, ensures riders make a lasting impression on any road they drive on.</p>

<p>The Sportster Forty-Eight comes with a 1200cc Evolution engine and is renowned for its durability, performance and the roar Harley fans know all too well. The Forty-Eight is a powerhouse with tons of torque, allowing a rider to gain fast acceleration - especially considering its weight at 257 kg.</p>

<p>Whilst it doesn't have the fastest throttle response, the acceleration is more restrained by its rev capacity rather than its raw power. This results in steady and manageable power delivery, allowing you to fully harness the Forty-Eight Special’s framework. Thanks to rubber mounting, there's no annoying vibration either. Plus, the 45-degree V-twin has a pleasing rumble when idle and becomes seamlessly smooth as you pick up speed.</p>

<p>Despite its aesthetic appeal and preference for early bikers, we have to point out that the XL1200X may prove challenging on the many potholes and uneven terrains of the UK. So it’s best for those who know they’ll be driving on well-maintained roads.</p>

<p>Looking into the Forty-Eight and Forty-Eight special? The only real difference between the two is the latter has Tallboy handlebars - which is great for taller riders. Just bear in mind that they don't curve back as much as the Harley Davidson's Mini-Ape bars. This tweak shifts the Forty-Eight's vibe, which is far lower than you’d expect when you sit on and ride the bike.</p>

<h2>2. Honda CBR1000RR Fireblade - 2020</h2>

<h3>In a nutshell:</h3>

<ul>
<li>Engine: Liquid-cooled 4-stroke 16-valve DOHC</li>
<li>Fuel capacity: 16.1 litres</li>
<li>Seat height: 831 mm</li>
<li>Top speed: 186 mph</li>
<li>Weight: 210 kg</li>
<li>Horsepower: 201 bhp</li>
<li>Torque: 113 Nm @ 12,500rpm</li>
</ul>

<p>The Fireblade is no stranger to the scene, having had its debut in 1992. The Honda Fireblade has since represented reliable and smooth performance, and it’s the 2020 model that marks a pivotal shift by offering unmatched horsepower. The 2020 CBR1000RR Fireblade is a drastic overhaul from its 2008 predecessor, boasting a redesigned chassis, engine, electronics, and aerodynamics. Notably, its aerodynamic wings grace a Honda road bike for the first time, which blends both aesthetics and function.</p>

<p>Yuzuru Ishikawa, the Honda Fireblade’s project manager, wanted to emphasise that success in racing would define the look and feel of the 2020 model. It’s got a groundbreaking engine, designed with insights from the HRC MotoGP development program. With enhanced components and mechanisms, this engine promises high performance and precision.</p>

<p>Regarding handling and suspension, the 2020 Fireblade offers a new aluminium frame and swingarm, affecting the bike's balance and handling. Notable design elements include integrated winglets, enhancing stability and aerodynamics. The Ohlins suspension system is intricate, allowing for tailored rider preferences. Finally, we couldn’t help but notice that Fireblade's performance at the Qatar circuit had highlighted its precision, responsiveness, and potential for further fine-tuning.</p>

<p>Our verdict? The Honda CBR1000RR Fireblade 2020 is certainly one for pro-ams and pros alike, as it’s an absolute beast for track riding and reaching the speed limit on the motorway. We can’t wait to see what upgrades come out next.</p>

<h2>3. 2017 KTM Duke 125</h2>

<h3>In a nutshell:</h3>

<ul>
<li>Engine: Liquid-cooled 4-stroke, single cylinder, DOHC, 4 valve</li>
<li>Fuel capacity: 13.4 litres</li>
<li>Seat height: 830 mm</li>
<li>Top speed: 78mph</li>
<li>Weight: 137 kg</li>
<li>Horsepower: 15 bhp</li>
<li>Torque: 12 Nm @ 8000 rpm</li>
</ul>

<p>One of the many highlights of the 125 Duke’s release is that it is now Euro4 compliant with enhanced power distribution. New to riding? Euro4 compliance simply means there are restrictions on the amount of carbon monoxide (CO), hydrocarbons (HC) and nitrogen oxides (NOx). So if you want to reduce your carbon footprint whilst sporting an aesthetically pleasing bike, then you’re in luck.</p>

<p>The 2017 KTM Duke 125 model is perfect for tall and shorter riders alike, due to its seat positioning. It has an 830mm seat height, which balances with its slim design to cater to shorter riders especially. The current model leans slightly forward, but the 125 Duke 2017’s expansive handlebars ensure maximum comfort. This is a huge plus if you’re looking for your first motorbike and need to narrow down your choices.</p>

<p>In motion, the 125 Duke feels great. It boasts a smooth gearbox and a sporty, sturdy WP suspension, unlike other less robust 125s available. Plus, KTM's revamped chassis, featuring a bolt-on subframe and a design resembling the KTM Duke 690, enhances handling, placing more emphasis on the front. This gives riders heightened sensitivity in corners, yet maintains its comfort for a longer ride.</p>

<p>In terms of build and shock absorption, the Duke features non-adjustable WP 43mm upside-down forks and rear shock, contributing to a refined riding experience. Plus, weighing in at only 137 kg, it's suitable for city rides and outpacing traffic - great if you want to <strong><extLnk href="https://www.superbikeloans.co.uk/blog/overtaking-a-motorcyclist-in-strong-winds/">overtake cars in strong winds</extLnk></strong>. Finally, we’re huge fans of the 125 Duke’s full-colour TFT dashboard, which we think adds a fresh addition that outshines traditional motorcycle displays and resonates with younger riders familiar with modern tech.</p>

<h2>4. Yamaha MT-07 2018-2020</h2>

<h3>In a nutshell:</h3>

<ul>
<li>Engine: 689cc 2-cylinder, 4-stroke, liquid-cooled, DOHC, 4-valves</li>
<li>Fuel capacity: 14 litres</li>
<li>Seat height: 805 mm</li>
<li>Top speed: 133 mph</li>
<li>Weight: 182 kg</li>
<li>Horsepower: 74 bhp</li>
<li>Torque: 68.0 Nm @ 6,500 rpm</li>
</ul>

<p>The original Yamaha MT-07, despite its popularity, faced suspension issues, leading to much-reported handling problems. Yamaha didn’t ignore this - and graced us with all-improved 2018-2020 models of the MT-07. </p>

<p>Weighing in at just 182 kg, this model is perfect for both city rides and rough terrain on country roads, thanks to its upgraded suspension. The MT-07’s suspension received significant upgrades, notably with a 6% increase in spring rate for the 41mm Kayaba forks, plus several adjustments for the rear shock. This has ultimately made the Yamaha MT-07 2018-2020 range suitable for both beginners and pros. Another reason to support its suitability for city riding is both its clutched and clutchless shifts feel seamless. Whilst the cable-operated clutch is efficient but could benefit from regular <strong><extLnk href="https://www.superbikeloans.co.uk/blog/how-often-should-your-motorbike-be-serviced-checklist/">motorbike servicing</extLnk></strong>, especially for city commuters.</p>

<p>A design feature we couldn’t help but notice is that the mirrors are longer, which is good news for taller riders who may struggle to get a good rear view. Benefiting taller riders with a better rear view. Coupled with an 805mm high seat, with the tank rear moved forward to lengthen the rider and pillion seats - this also prevents taller riders from feeling like they need to cramp in more than they need to. 

<p>When it comes to the dashboard, it’s operated by two integrated buttons and displays essential information, and although resetting can be tricky, it's manageable without always referring to the user manual. The only downside is its under-seat storage is quite minimal and houses a relatively basic tool set. If this doesn’t bother you, then this is a highly recommended bike, particularly if you’re tall.</p>

<h2>5. Honda CB125R 2018-2020</h2>

<h3>In a nutshell:</h3>

<ul>
<li>Engine: Liquid-cooled 2v SOHC single</li>
<li>Fuel capacity: 10.1 litres</li>
<li>Seat height: 816 mm</li>
<li>Top speed: 80mph</li>
<li>Weight: 126 kg</li>
<li>Horsepower: 13 bhp</li>
<li>Torque: 10 Nm @ 8,000rpm</li>
</ul>

<p>If you’re after a beginner-friendly bike that’s known for its well-thought-out ergonomics, then look no further than the Honda's CB125R 2018-2020 range. The motorcycle claims a 300-mile range from its 10-litre tank, which is a great start for new-to-the-scene motorcyclists.</p>

<p>The CB125R 2018-2020 is powered by a free-revving 124.7cc engine, which delivers 13.1 bhp at 10,000 rpm. Whilst this may be seen as quite inferior to competing bikes, its smooth clutch transitioning more than makes up for it. Its PGM-fi fuel injection ensures reliability, and despite its peak torque being at 8,000 rpm, it provides consistent power from 4,000 rpm. On A roads, it cruises efficiently, with little vibration compared to other 125s - making it an incredibly smooth ride.</p>

<p>In terms of accessories and design, the CB125R features a clear backlit LCD display, but it can be a little hard to decipher in strong sunlight. In optimum conditions, you can display things like speed, rpm, fuel level, and gear position, and has a stopwatch-like timer.</p>

<p>Handling-wise, it weighs in at a mere 126 kg, making it one of the lightest models on this list. Honda designed it this way to make it both stable on long stretches of road, and easy for commuting in busy cities. One ingenious design choice we have to note is the rear suspension attachment being paced directly to a plate at the engine's rear, allowing for a lighter frame and ultimately enhancing the bike’s dynamics.</p>

<p>The CB125R brings sophistication to roadsters, boasting big-bike aesthetics without the bulky weight. It also features a non-adjustable rear shock, full LED lighting, two-channel ABS, and a high-end front brake calliper - just don’t expect a lot of bite.</p>

<p>Ultimately, the Honda CB125R focuses on a beginner's requirements. Plus, its neo café racer design and pearl metallic paintwork make it aesthetically appealing, allowing newer riders to feel proud of their choice.</p>

<p><strong>We hope you found the best-selling motorbikes of 2023 round-up useful to help you make an informed decision for your next bike. Want to finance your bike? <extLnk href="https://www.superbikeloans.co.uk/contact-us/">Contact Superbike Loans</extLnk> to find out more about motorbike financing, as well as how we can help if you have <extLnk href="https://www.superbikeloans.co.uk/bad-credit/">bad credit</extLnk> or require <extLnk href="https://www.superbikeloans.co.uk/0-motorbike-finance/">0% deposit motorbike financing</extLnk>. </strong></p>


5 Best-Selling Motorbikes in 2023 | Superbike Loans

5 Best-Selling Motorbikes in 2023

Keep your motorbike safe with these 10 simple tips. Learn how to prevent motorbike theft by locking your motorbike, installing alarms, using a cover and more.

<p>Thousands of motorbikes are stolen in the UK each year. In fact, in 2021 a little over <strong><extLnk href="https://mag-uk.org/new-report-shows-motorcyclists-face-disproportionate-risk-of-theft/">3% of all vehicles on UK roads were motorcycles</extLnk></strong>, but they represented over 25% of all stolen vehicles. Just leaving your motorbike unsupervised and unprotected could be an invitation to thieves, who won’t pass up the opportunity to grab a poorly secured motorbike - even if it’s not very valuable or in need of repair.</p>

<p>Whether you’ve bought your bike or you got it through a <strong><extLnk href="https://www.superbikeloans.co.uk/">motorbike loan</extLnk></strong>, motorbike theft can be absolutely devastating. So what can motorbike owners do to avoid becoming victims of such a common crime? The key to preventing motorcycle theft is to make your bike much harder to steal - here are 10 simple ways to do this.</p>

<h2>1. Keep your motorbike out of sight</h2>

<p>The most important tip is to not advertise your motorbike to potential thieves. You may love your new bike and want to show it off, but keeping your motorbike in full view on your driveway just makes it much easier for criminals to scope out your property, check your motorbike model against their list and plan how to steal it.</p>

<p>If you have a garage, your motorbike needs to be securely locked inside whenever you’re not using it. If criminals don’t know you have it, they won’t be able to take it from you. No garage? A motorbike cover can work wonders - but more on that later.</p>

<h2>2. Increase your garage security</h2>

<p>If a criminal does end up targeting your property, you’ll need to have strong security measures in place to keep them away from your garage and motorcycle. The most obvious security measure is a good garage lock. Keep your garage locked at all times, and if your garage also has windows, make sure they’re locked too. You could even install metal bars on your windows to really boost your security.</p>

<p>In addition to locks, you should also consider installing alarms and CCTV. Point cameras towards all access points to catch criminals in the act. Visible security measures like cameras can also act as a fantastic deterrent, preventing you from actually having to deal with a theft and going through the stress of recovering your bike.</p>

<h2>3. Avoid dimly lit areas</h2>

<p>But what should you do if you don’t have a garage? Having to park your motorbike on the street will obviously put it at a greater risk of theft, but there are still ways you can mitigate this risk and avoid becoming part of motorbike theft statistics.</p>

<p>The number one tip is to always keep your motorbike in busy, well-lit areas that are within your line of sight. You may think that parking your bike in a secluded side street will make it safer, but thieves prefer targeting bikes in dimly lit areas where no one is around to interrupt or challenge them. If you can park your bike where it’ll be visible to CCTV, then this is even better.</p>

<h2>4. Use a motorbike cover</h2>

<p>As mentioned above, motorbike thieves typically shop around for particular models and parts. Therefore, if you use a cover on your motorbike when it’s not in use, this can make it less attractive to criminals.</p>

<p>Even though it's only a small obstacle, a motorbike cover can actually be very effective at deterring more opportunistic criminals too. This is because removing the cover will cost precious seconds, which can make a huge difference when a thief is trying to steal an item and get away as quickly as possible.</p>

<p>Plus, if you ever notice someone lifting your motorbike cover to have a look at your bike, you’ll instantly know that there’s something suspicious going on. Otherwise, without a cover, criminals could check out the model of your motorbike and make plans to steal it at a better time without you even realising.</p>

<h2>5. Always remove the keys</h2>

<p>Just stopping somewhere quickly? You may be tempted to leave your keys in the ignition if you’re only parking for a few moments, but a few moments could be all an opportunistic thief needs to grab your bike and get away.</p>

<p>No matter how long you’re leaving your motorbike unattended, you should always remove the keys and engage the steering lock. Don’t make it easy for criminals to target you.</p>

<h2>6. Use motorcycle locks</h2>

<p>Motorbike thieves will always prefer to target easy-to-steal bikes. Although some organised gangs will be able to use tools to break locks or dismantle your bike for easier transportation, most common criminals will be deterred by common-sense security measures like locking your bike and removing the key.</p>

<p>Using multiple locks is the best way to make your motorbike an unattractive target for opportunistic thieves. Here are the main ones to choose from:</p>

  <h3>Steering lock</h3>

<p>You should use your motorbike’s steering lock whenever you park it. Although it’s true that some criminals can break steering locks and wheel your bike away, your steering lock can be an effective layer of security that makes it harder for thieves to steal your bike quickly.</p> 

<p>If criminals know that stealing your bike will be slightly more time-consuming, this may be enough to deter them and make them seek an easier target. Steering locks may not be the best security measure on their own, but they can be very effective when used in conjunction with other types of locks.</p>

  <h3>Disc lock</h3>

<p>A motorcycle disc lock, also known as a wheel lock, secures the front brake disc by passing a pin through it and immobilising it. This prevents the wheel from moving forwards or backwards.</p>

<p>Disc locks are very portable, so you can easily take one with you and secure your bike wherever you park it. Unfortunately, some criminals can cut through disc locks with bolt cutters, so make sure you buy one that’s made with hardened steel or one that has an alarm fitted.</p>

  <h3>Grip lock</h3>

<p>Another type of lock you can use is a motorcycle grip lock. These locks are placed on the handlebar to immobilise the throttle grip and brake lever. Like steering locks, grip locks are a great layer of protection when using multiple locks, but a grip lock on its own won’t be effective at deterring all criminals.</p>

  <h3>Chain lock</h3>

<p>Whenever you’re parking your motorbike for a longer period of time, the best defence is a chain lock attached to an immovable object. This could be a ground anchor on your property or a bike rail in the street. A chain lock fixed to an immovable object is the only type of lock that will prevent experienced criminals from lifting your bike onto another vehicle.</p>

<p>When tying the chain around your bike, make sure you keep the chain taut and avoid dangling it on the ground. This is because some criminals use tools like angle grinders to cut through the chain, using the ground as leverage. You should also loop the chain around the frame of your bike rather than just through the wheel. If a criminal really wants your motorbike, they’ll have no problem leaving a wheel behind if they have to.</p>

<h2>7. Have an alarm fitted</h2>

<p>A great way to deter criminals is to have an alarm fitted on your motorbike. Even if a criminal gets hold of your bike and tries to cut the locks, an alarm could be what you need to stop them in their tracks. Criminals want to be able to take your bike as quickly as possible without anyone noticing or interfering - an alarm prevents this by drawing attention to the scene.</p>

<p>If you want the best alarm for your motorbike, you should buy devices that are Thatcham-approved. Thatcham Category 1 alarm systems include movement sensors and immobilisers to protect your bike.</p>

<h2>8. Be vigilant</h2>

<p>In addition to getting all of these security features for your motorbike and your home, you need to remain vigilant. Watch out for strangers acting suspiciously around your property. Criminals will often scope out your home and potentially check the model of your motorbike before returning to steal it later on. If you suspect that a criminal is checking out your motorbike, make sure you move it to a safer location.</p>

<h2>9. Install a motorbike tracker</h2>

<p>In the unfortunate event that your motorbike is stolen, remember that not all hope is lost. Although <strong><extLnk href="https://blog.gitnux.com/motorcycle-theft-statistics/">45% of stolen motorbikes are never recovered</extLnk></strong> in the UK, you can improve your chances of getting your bike back by placing a GPS tracker on it. Not only will this help you and the police track down your stolen bike, but it can also reduce the cost of your insurance premiums. Using other security measures (such as locks) alongside GPS trackers can reduce the cost of your insurance even further.</p>

<h2>10. Property mark the motorbike parts</h2>

<p>Use a property marking kit or ultraviolet marker pen to write your postcode or registration number onto valuable parts of your motorbike. Property marking the parts is an effective way to make it more difficult for thieves to resell your motorbike, which will therefore make it less attractive to steal. Plus, property marking will make it easier for the police to track down and recover your motorbike if it's stolen.</p>

<p><strong>At Superbike Loans, we understand that your motorbike is more than just a vehicle to you. In our <strong><extLnk href="https://www.superbikeloans.co.uk/blog/">blog</extLnk></strong>, we offer expert advice to help you look after and get the most out of your motorbike, such as advice on <strong><extLnk href="https://www.superbikeloans.co.uk/blog/how-to-get-motorbike-licence/">how to get a motorbike licence</extLnk></strong>how to get a motorbike licence and <strong><extLnk href="https://www.superbikeloans.co.uk/blog/how-to-SORN-a-motorbike-in-the-UK/">how to SORN a motorbike</extLnk></strong>. Plus, if you’re hoping to get a new motorbike but are struggling with bad credit, we offer flexible finance deals that’ll help you get the bike of your dreams. <strong><extLnk href="https://www.superbikeloans.co.uk/contact-us/">Get in touch</extLnk></strong>Get in touch today to see what kind of motorbike loan you could be eligible for.</strong></p>


How to prevent motorcycle theft | Superbike Loans

How to prevent motorcycle theft

Motorcyclists are particularly affected by strong winds. How should other drivers overtake them, and how can everyone drive safely in windy conditions?

<p>Whether you’re driving a car or a motorbike, travelling in windy weather can be very hazardous. Side winds or crosswinds can hit you in sudden gusts that move your vehicle unexpectedly, especially if you’re in a small vehicle like a motorcycle, or one that’s high-sided like a lorry. Windy or stormy weather can also throw debris onto the road such as branches, car parts and general litter, which you could hit if you’re not paying full attention to what’s ahead of you.</p>

<p>Overtaking can become very dangerous in this sort of weather because vehicles can move suddenly due to a strong crosswind. Therefore, it’s recommended that you avoid overtaking if possible, but what should you do if overtaking is necessary? In this guide, we’ll discuss how you should go about overtaking vehicles that are more unpredictable in windy conditions (such as motorcycles and lorries), driving safely in this type of weather, and some specific tips for motorcyclists.</p>

<h2>Overtaking a motorbike in strong winds</h2>

<p>When overtaking a motorcyclist or cyclist in strong winds, it’s essential that you give them more space than you would usually need to. Passing wide will mean that a collision is much less likely, even if a sudden crosswind pushed the motorbike off course.</p>

<p>Motorcyclists and cyclists are particularly vulnerable in windy weather as they’re more likely to swerve, wobble or be pushed around by sudden gusts of wind. To protect yourself and others, always give motorcyclists a wide berth when overtaking them in strong winds, whether you’re in a car or on a motorbike yourself.</p>

<h2>What requires extra care when driving in windy conditions?</h2>

<p>In addition to taking extra care when overtaking motorcyclists and cyclists, you should also be much more careful when overtaking high-sided vehicles like lorries, vans, caravans and horseboxes during windy weather. These types of vehicles are more affected by strong winds due to their large surface areas, which means they can be pushed more easily by a forceful gust of wind. Plus, once you pass these vehicles, you can suddenly be faced with a strong crosswind that you’re no longer protected from, which could affect how well you can handle your vehicle.</p>

<p>Cars are more aerodynamic, making them less likely to be affected by windy conditions. However, this doesn’t mean that cars can’t be suddenly pushed off course, so you should always pass wide when overtaking in strong winds. High-sided vehicles, motorbikes and cyclists should be given the most space due to their particular vulnerability. </p>

<h2>Safe driving in strong winds: top tips</h2>

<p>You shouldn’t only take precautions while overtaking. To account for the increased dangers, you should adjust your driving when there are strong winds whether you’re driving a car, motorbike or any other type of vehicle. Here are our top tips for driving safely in windy conditions for everyone on the road:</p>

<h3>1. Consider if your journey is necessary</h3>

<p>When there are very strong winds or stormy weather, it’s best to not drive at all. Driving conditions can become difficult and potentially dangerous once winds reach speeds of 30-45mph. When above 45mph, winds are definitely dangerous and driving should be avoided if possible. Only go ahead with your journey if it’s absolutely necessary – otherwise, you should stay at home and reschedule for when the weather has improved.</p>

<h3>2. Pay attention to the news</h3>

<p>If you do decide to go ahead with your journey, make sure you keep track of news updates to stay aware of current wind speeds, the worst affected areas and road closures. This will help you plan your journey more effectively and avoid traffic jams.</p>

<h3>3. Plan your journey</h3>

<p>Planning your journey will also involve choosing the best route to get you to your destination safely. If your usual route is very exposed or involves a lot of trees along the side of the road, it may be best to choose an alternative route that’s more sheltered and less likely to be covered in tree branches and other debris.</p> 

<h3>4. Drive slowly</h3>

<p>Strong winds can significantly affect your handling and braking, making high speeds more dangerous. When driving in strong winds, the best course of action is to drive a bit slower than normal to mitigate the effects of strong gusts of wind. Therefore, if you’re finding it harder to brake quickly, your slower speeds should make the need for sudden braking less likely.</p>

<h3>5. Give more room</h3>

<p>Since you may not be able to brake as effectively, it’s essential that you increase the space between you and other vehicles. Instead of leaving a two-second gap between you and the vehicle in front, try leaving at least a three-second gap to reduce the risk of collisions even further. Staying further back will also help you see hazards in advance and react in time.</p>

<p>Giving more room is also very necessary if you decide to overtake anyone, as they could move unpredictably due to a sudden gust of wind. Motorcyclists, cyclists and high-sided vehicles are the most affected by strong winds, so give these vehicles the most space.</p>

<h3>6. Look ahead</h3>

<p>As mentioned above, staying back from other vehicles will give you more time to react if you see a hazard ahead, such as a swerving vehicle or a tree branch falling onto the road. Plus, if you see other vehicles being pushed about by the wind, this will give you advance warning of gusts of wind in that direction, helping you prepare yourself ahead of time.</p>

<h3>7. Maintain control</h3>

<p>Although it’s easier said than done, it’s important that you stay calm and maintain control of your vehicle. Keep a firm grip on your steering wheel so you’re not caught off guard by sudden winds, but don’t grip it too tightly or this may restrict your movement.</p> 

<h3>8. Park sensibly</h3>

<p>Once your journey is over, you still need to consider where to park. Not only should you park in a safe place to <strong><extLnk href="https://www.superbikeloans.co.uk/blog/how-to-prevent-motorcycle-theft/">prevent motorcycle theft</extLnk></strong>, but you also need to make sure you park in a place where your vehicle isn’t surrounded by trees, buildings or power lines. These could be pushed over by very strong winds and could hit your vehicle. In the worst case scenario, something could fall onto the vehicle while someone is inside, which could be very dangerous or even fatal.</p>

<h2>Driving safely in strong winds as a motorcyclist</h2>

<p>The above guidance should be followed by everyone on the road. However, as motorcyclists are particularly vulnerable during windy conditions, there are some extra precautions you should follow if you have a motorbike licence <strong><extLnk href="https://www.superbikeloans.co.uk/blog/how-to-get-motorbike-licence/">motorbike licence</extLnk></strong>:</p>

<h3>1. Don’t panic</h3>

<p>Again, this is easier said than done, but you should try not to panic if your motorbike is suddenly pushed to the side by strong winds. Unless you brake or turn sharply, you shouldn’t topple over. Instead, to correct yourself, you should steer carefully into the wind. Make sure you give yourself enough space from other vehicles to move in the wind and be able to correct yourself.</p>

<h3>2. Use other vehicles as a windbreak</h3>

<p>To try and avoid the effects of the wind on particularly exposed stretches of road, you could drive alongside a car or a high-sided vehicle like a lorry to create a buffer. The other vehicle should act as a windbreak and allow you to continue driving without being pushed by sudden gusts of wind. However, if you choose to do this, make sure you don’t drive too closely to the other vehicle because it could move suddenly. Plus, if you eventually pull away from the other vehicle into an open space, you need to prepare yourself to be hit by gusts of wind again.</p>

<h3>3. Overtake at an angle</h3>

<p>If you ever need to overtake a lorry, you should prepare yourself for the strong gust of wind that’ll hit you once you get past the vehicle. To better deal with this wave of wind, make sure you leave a large gap between you and the lorry while overtaking, and as you’re passing the lorry and emerging into open space, overtake at a slight angle so you’re steering into the wind. This will ensure that the gust of wind isn’t hitting you straight on the side and therefore pushing you across the road.</p>

<h2>FAQs about overtaking a motorcyclist in strong winds</h2>

<h3>Why should you check your nearside mirror when overtaking a motorcycle in windy conditions?</h3>

<p>You should check your nearside mirror during and after overtaking a motorcyclist to ensure they’re still in control of their bike. Your vehicle’s draught can cause them to lose their balance, especially if you don’t pass them widely enough.</p>

<h3>What should you allow extra room when overtaking a motorcyclist on a windy day?</h3>

<p>Motorcyclists are more likely to wobble or be pushed off course in windy conditions. To ensure you don’t collide with them while overtaking, you should always give motorcyclists and cyclists extra room.</p>

<h3>Should extra caution be taken when overtaking in windy weather?</h3>

<p>Yes, and you should avoid overtaking in these conditions unless it’s necessary. Motorcyclists and cyclists can swerve due to gusts of wind or the draught from your car as you pass, and high-sided vehicles can also be pushed around more easily. Plus, if you’re overtaking a large vehicle like a lorry, you could experience a sudden and strong gust of wind as you pass it.</p>

<h3>What mirrors should you check when overtaking?</h3>

<p>Drivers should check all of their mirrors and blind spots before overtaking. Checking the right-hand mirror will help you see if the path is clear for you to overtake, and checking the left-hand mirror will help you see if the draught from your car has caused the other driver to swerve or wobble – this is an issue for cyclists and motorcyclists in windy conditions.</p>

<p><strong>Getting to grips with riding a motorbike in strong winds can be quite a learning curve. <extLnk href="https://www.superbikeloans.co.uk/blog/">Visit the Superbike Loans blog</extLnk> for more helpful guidance for new motorcyclists, or <extLnk href="https://www.superbikeloans.co.uk/contact-us/">get in touch</extLnk> to see if you could be approved for <extLnk href="https://www.superbikeloans.co.uk/blog/motorcycle-financing-step-by-step-guide/">motorcycle financing</extLnk>.<strong></p>


How to Overtake a Motorcyclist in Strong Winds | Superbike Loans

How to Overtake a Motorcyclist in Strong Winds

Superbike Loans gives you insight into how to get the best bike bid for your motorbike. 

<p>When you are looking to get the <strong><extLnk href="https://www.superbikeloans.co.uk/">best bike bid</extLnk></strong>, there are several options to consider ensuring you get the maximum price for your motorbike when you come to sell it.</p>

<p>There are plenty of obvious options for selling your motorbike privately, such as Facebook Market Place, eBay, Gumtree, and Autotrader. But there is a lot to take into consideration, such as:</p>
<p><ul>
 <li>Advertising cost (some can be very expensive).</li>
 <li>Risk of never receiving payment.</li>
 <li>The time involved with cleaning and preparing your bike.</li>
 <li>Having to deal with tyre kickers and time wasters.</li>
 <li>Constant negotiations which can be uncomfortable.</li>
</ul></p>

<p>After all of this, you aren’t guaranteed to sell your motorbike. However, if you do have the time, are willing to make the effort, and are confident in negotiating, you could end up with the <strong><extLnk href="https://www.superbikeloans.co.uk/">best bike bid</extLnk></strong>.</p>

<strong>But there is another way!</strong>
<p>You might find the above all a bit too much. But there are further options for getting the <strong><extLnk href="https://www.superbikeloans.co.uk/">best bike bid</extLnk></strong> and selling your motorbike. Consider using purchasing sites, such as WeBuyAnyBike.com, WeWantYourMotorbike.com or MotorbikeTrader.co.uk.</p>

<p>These types of websites will take a few details from you, and then offer you a valuation to buy your bike. They certainly take away the hassle! Even though they may not provide the <strong><extLnk href="https://www.superbikeloans.co.uk/">best bike bid</extLnk></strong>, they take away the time and effort involved with selling your motorbike privately.</p>

<p>With a Trustpilot rating of 4.6, we decided to test out WeWantYourMotorbike.com. The process is so easy! Just enter your registration plate, add a few details, and you’ll receive an instant valuation. You can even book an appointment for them to come and collect your motorbike, then they transfer the money direct to your account at the point of collection.</p>

<strong>So Now What?</strong> 
<p>Now you’ve sold your motorbike, what do you do now? If you are looking to hold onto to the cash but still want to purchase your next motorbike, Superbike Loans is here to help!</p>

<p>With our easy to use finance calculator we search across a variety of lenders to find you the best finance options for you, no matter what your credit history.</p>
<p>With just a few details, and in a just a few minutes, you could have your motorbike finance arranged, ready to purchase your next motorbike! All the while, having the cash from your sale, still sat in your account and who wouldn’t love that?  The only problem you have now, is deciding which motorbike will be yours next!</p>


When you are looking to get the best bike bid, there are several options to consider ensuring you get the maximum price for your motorbike when you come to sell it.

Best Bike Bid | Superbike Loans

Want The Best Bike Bid?

No idea how motorcycle financing works? Find out everything there is to know about motorcycle financing, including how to apply for motorbike finance.

<p>Are you dreaming of hitting the road on a sleek motorbike? We’ve all been there - especially when you’ve just got your <strong><extLnk href="https://www.superbikeloans.co.uk/blog/how-to-get-motorbike-licence/">motorbike licence</extLnk></strong>. That itch to get on your very first motorbike is real!</p>

<p>Wondering how to afford a motorbike in the first place? Fortunately, <strong><extLnk href="https://www.superbikeloans.co.uk/">financing a motorbike</extLnk></strong> can make that dream of owning a bike a reality, allowing you to enjoy the freedom and excitement of two-wheeled adventures. In this guide, we will walk you through the process of financing a motorbike, providing valuable insights and tips to help you navigate the world of motorbike financing as simply as possible.</p>

<h2>1. Set your budget</h2>

<p>Before delving into the world of motorbike finance, it’s worth getting your finances in order and determining how much you can afford. You may find you’re able to get a motorbike outright, or, you’ll need to enlist the help of a motorbike financing company.</p>

<p>Thinking you’ll need to go down the latter route? A <strong><extLnk href="https://www.superbikeloans.co.uk/finance-calculator/">motorbike finance calculator</extLnk></strong> can give you an idea of how much you can expect to pay per month towards your dream motorbike. Whilst it’s not a set figure (as there are many factors at play), you’ll still be able to get a ballpark figure of what to expect. Be as realistic as you can at this stage to avoid disappointment, and consult with a finance expert if you need professional advice.</p>

<p>Can’t get the cash together for a deposit? A <strong><extLnk href="https://www.superbikeloans.co.uk/0-motorbike-finance/">zero deposit motorbike financing</extLnk></strong> option is possible these days - which is great news if you’re eager to get riding as soon as possible. It’s worth speaking to your broker or lender about how this works and how it’ll affect your APR.</p>

<h2>2. Explore finance options</h2>

<p>How does one get motorbike financing to begin with? You may be greeted with a ton of terminology that boggles your mind. We have a <strong><extLnk href="https://www.superbikeloans.co.uk/blog/guide-to-motorbike-finance/">guide to motorbike financing</extLnk></strong> that’ll help you out if you need more detail, but we’ll summarise the most common terms you may come across right here.</p>

<h3>Hire Purchase</h3>

<p>A hire purchase (HP) is a type of financing option that involves making fixed monthly payments towards your motorbike. You’ll put down a deposit towards your bike, and make repayments over a set period of time. Once your HP term comes to an end and you’ve made all of your repayments in full, you’ll officially own the motorbike. Plus, at the end of the HP agreement, you’ll have to pay for the title of the bike to be transferred to your name.</p>

<h3>PCP</h3>

<p>A personal contract purchase (PCP) is a financial arrangement similar to a hire purchase (HP). It involves making an initial deposit and regular payments over a specified duration. At the end of the agreement, the borrower has the option to make a final balloon payment (lump sum payment) to gain full ownership of the motorbike, return it to the lender, or part exchange with the dealer.</p>

<h3>CS</h3>

<p>Conditional Sale (CS) is a financial agreement that also shares similarities with Hire Purchase (HP). However, CS and HP agreements differ from ordinary credit agreements in that ownership of the vehicle is not transferred to the buyer until the full agreement has been paid off.</p>

<h3>Personal loan</h3>

<p>Personal loans are an option where you simply request to a bank or broker that you wish to take out a specified amount of money and pay it back over a period of time. The only downside is that it’s not a specific motorbike loan, so you won’t be greeted with any options at the end of your payment term with regard to your motorbike.</p>

<h3>Cash</h3>

<p>If you have the cash, then paying for a motorbike outright is an option! There’s not much to this, simply pick your bike and pay it off outright.</p>

<h3>Credit card</h3>

<p>Credit cards can also be an appealing option for financing a motorbike, especially if you have access to a credit card with 0% interest (like a balance transfer card). It’s crucial to be diligent about paying off your credit card balance before the interest-free period expires to prevent the risk of incurring higher monthly repayments.</p>

<h3>Motorbike broker financing</h3>

<p>Want to take the work out of finding a lender? A motorbike broker will do the leg work for you. They’ll find motorbike loans, which may include HP or PCP agreements tailored to specific brands or models of bikes, as well as your current circumstances and credit history. When you get your options back, you’ll need to compare the best rates, which again, a broker can assist with. </p>

<h2>3. Look at your credit history</h2>

<p>Your credit history will determine how much financing you can get towards your bike. Bad credit financing is an option for those who have a bad credit history but want to get a motorbike. In fact, <strong><extLnk href="https://www.superbikeloans.co.uk/bad-credit/">bad credit motorbike finance</extLnk></strong> is our speciality - we take your current situation into account and match you with lenders who are appropriate to your circumstances.</p>

<p>However, you may decide to take steps to <strong><extLnk href="https://www.superbikeloans.co.uk/blog/improve-credit-motorcycle-loan/">improve your credit for a motorcycle loan</extLnk></strong>. Whilst we cover this in our guide, here’s a rundown of these tips to consider:</p>

<ul>
<li>Check your credit score to see where you’re at</li>
<li>Keep up with repayments on other loans or debt you may have</li>
<li>Reduce your credit utilisation</li>
<li>Don’t apply for too much credit simultaneously</li>
<li>Get on the electoral roll</li>
</ul>

<h2>4. Choose your motorbike</h2>

<p>Once you have an idea of what your credit history looks like and what you may expect your repayments to be, you can get to researching your choice of motorbike! We imagine you already have a few in mind already, but we recommend choosing a motorbike that you can realistically afford - don’t stretch yourself too thin.</p>

<p>With your budget in mind, research different makes and models, considering factors such as performance, comfort, reliability, and maintenance costs. You could even visit local dealerships to see the bikes in person, take test rides, and ask questions. Not sure which bike to get? We regularly review bikes on the <strong><extLnk href="https://www.superbikeloans.co.uk/blog/">Superbike Loans blog</extLnk></strong>.</p>

<h2>5. Consider other circumstances</h2>

<p>There are many factors to consider when getting motorcycle finance, such as existing debt, affordability and personal circumstances which may affect you in the future.</p>

<p>For example, if you have no guarantor for motorbike financing, then it’s worth seeking out <strong><extLnk href="https://www.superbikeloans.co.uk/no-guarantor-motorbike-finance/">no guarantor motorbike financing</extLnk></strong> as an option, particularly with a broker such as ourselves. After all, everyone’s circumstances are different and we believe financing your motorbike should be stress-free. We’ll look at your current situation to determine current and future repayments, to find the right deal for you.</p>

<h2>6. Apply!</h2>

<p>Once you’ve considered all of your financials, checked your credit score and picked your bike, it’s time to take the plunge and <strong><extLnk href="https://www.superbikeloans.co.uk/application/step-1/">apply for motorbike finance</extLnk></strong>. As a broker, we make this super easy by asking questions related to your personal circumstances, employment and finances.</p>

<p>You’ll need to provide specific documentation to the lender, such as proof of identity, income, and address (or addresses over the past few years). Review the lending options carefully, including the APR you’ll need to pay on top of your monthly repayments - and ensure that you understand all terms and conditions before signing.</p>

<p>If you have any questions, don't hesitate to seek clarification from the lender (or broker on your behalf).</p>

<h2>Frequently asked questions about applying for motorcycle finance</h2>

<h3>Who can benefit from motorcycle finance?</h3>

<p>Motorcycle finance benefits those looking to afford a new motorbike over a period of time, without having to pay for it right upfront. In fact, motorcycle financing is perfect for those looking to afford their next (or first) motorbike too.</p>

<h3>Why get motorcycle financing?</h3>

<p>Besides making your motorbike more affordable and increasing your credit rating, motorcycle financing is great for those who want to get a bike as soon as possible. Whether it's to explore a hobby or commute to work, motorcycle financing can really help in both scenarios.</p>

<h3>How quickly can you get motorcycle finance and what's the typical contract length?</h3>

<p>The typical contract length for motorcycle financing is anywhere between 12-60 months.  In terms of how quickly you can get motorcycle financing, this will depend on how quickly you complete your application, get your quote back from your broker, how soon you pick your desired lender and the processing time.</p> 

<h3>How old do I need to be to get motorcycle finance?</h3>

<p>You’ll need to be at least 18 years old to be able to apply for motorcycle finance.</p>

<h3>How to get financing for a motorcycle with bad credit</h3>

<p>Ideally, you’ll need to source motorcycle financing with a broker such as ourselves. We work with a huge portfolio of lenders, some of which specialise in finance for those with bad credit histories. This can typically be harder to find yourself, so enlisting the help of a finance broker can remove a lot of the hard work.</p>

<h3>How to get approved for motorcycle financing</h3>

<p>To increase your chances of approval for motorcycle financing, start by determining your budget and researching different financing options available. We listed a few of these above, however, a common route is to go through a broker who can recommend various lenders appropriate to your circumstances. Once you have a few lenders to choose from, thoroughly research and compare them whilst paying attention to interest rates, loan terms, and customer reviews.</p>

<h3>How hard is it to get financing for a motorcycle?</h3>

<p>Not hard at all - at least we don’t believe it should be! Obtaining financing for a motorcycle is relatively easy for most people. It can be tricky if it’s your first time diving into the world of motorbike finance. But with a broker such as ourselves, we use your details, credit rating and affordability to source the appropriate lenders. This way, you can see your options, even if you have bad credit, no guarantor or can’t put down a deposit.</p>

<p><strong>Ready to apply for motorcycle finance? <strong><extLnk href="https://www.superbikeloans.co.uk/contact-us/">Get in touch</extLnk></strong> with us to find out more. Our friendly customer service team will assist you in your application, as well as sourcing the right lenders for your circumstances.</strong><p>


A step-by-step guide to motorcycle financing | Superbike Loans

A step-by-step guide to motorcycle financing

Find out how to improve your credit score for a motorcycle loan in the UK. Enquire about a motorbike loan with bad credit at Superbike Loans today.

<p>As experts in <strong><extLnk href="https://www.superbikeloans.co.uk/bad-credit/">bad credit motorbike finance</extLnk></strong>, we understand that giving your credit score a boost may help to bring down your insurance premiums. Perhaps the APR you’ve been offered just isn’t sitting right, and you want to increase your score for your own peace of mind or help with other motorbike loan requests in the future. </p>

<p>Improving your credit score can be a great way to increase your chances of getting approved for motorbike financing in the UK, as well as help with insurance rates. Let’s dive into how credit scores are calculated and how you can improve your credit score for a motorcycle loan.</p>

<h2>How is your credit score calculated?</h2>

<p>Whether you’re calculating your credit score for motorcycle finance, or generally want to know how the score is calculated, it takes the following factors into account:</p>

<h3>1. Payment history</h3>

<p>This looks at your payment history, typically over the past six to seven years. Lenders will check for missed or late payments to determine your score and trustworthiness for a loan.</p>

<h3>2. Recent credit applications</h3>

<p>Applying for too many credit applications, be it motorcycle loans, personal loans or any other loan in a short space of time can negatively affect your score and show lenders you may be a risky borrower to give a loan amount to.</p>

<h3>3. Credit utilisation</h3>

<p>This is used to determine how much credit you use. If your ratio shows a high proportion of credit utilisation, this can affect your score, as lenders may see you rely too heavily on credit or loans to get by. </p>

<h3>4. Credit mix</h3>

<p>As the name suggests, a mix of credit types from credit cards to loans can affect your overall credit score. If motorcycle loan lenders can see you manage payments well, it shows you can manage debt well, which will work in your favour. This is often why some loan applicants choose a motorcycle loan in the first place.</p>

<h3>5. Credit history length</h3>

<p>The length of your credit history can give motorcycle lenders a decent overview of how you’ve handled credit, debt and loans over a period of time. The preferred length of time will vary per lender, but typically you’ll want a year’s worth credit history at a minimum (though this can vary between lenders).</p>

<h2>5 ways to improve your credit score for a motorcycle loan</h2>

<p>Besides opting for <strong><extLnk href="https://www.superbikeloans.co.uk/0-motorbike-finance/">zero deposit motorbike finance</extLnk></strong> to reduce outgoings on your vehicle, there are tons of ways you can go about increasing your credit score to get the best financing rates.</p>

<h3>1. Check your credit report</h3>

<p>Checking your credit score can help you determine what you’re likely (and unlikely) to be approved for when you apply for a motorcycle loan. This is done by doing a soft credit check, which shows where you have taken out credit, including any credit cards, loans, mortgages, and any debts you have, such as a bank overdraft or being behind on your utility bills. A soft credit check does not impact your credit rating. </p>

<p>As the name suggests, this is not a hard check - which only happens when you consent to apply for a motorbike loan or some other form of credit. You can check your credit report from one of the top UK credit reference agencies:</p>
<ul>
<li>Experian</li>
<li>Equifax</li>
<li>TransUnion</li>
<li>Credit monitor</li>
</ul>
<p>Late and missed payments are also included and stay on your record for at least six years. Credit accounts you have closed might also still be recorded. However, if you spot anything that looks incorrect, you can dispute it with the credit reference agency. This can typically be done over the phone, but check with the credit reference agency you used and their contact instructions.</p>

<h3>2. Keep up with your payments</h3>

<p>As we determined before, late and missed payments can negatively affect your credit score. To increase your chances of getting approved for a motorbike loan, you’ll need to show you can keep up with payments. </p>

<p>If this seems daunting, ask yourself the following questions:</p>
<ul>
<li>Can I move my direct debits to a date after payday to ensure my debit account has sufficient funds to make payments?</li>
<li>Are there any subscriptions that I do not use or tend to miss the most?</li>
<li>Are there any borrowed amounts I can afford to pay off sooner?</li>
<li>Can I calculate my motorbike finance prior to applying?</li>
</ul>
<p>For that latter point, you sure can! Our <strong><extLnk href="https://www.superbikeloans.co.uk/finance-calculator/">motorbike finance calculator</extLnk></strong> is great for providing an indicator of how much your monthly repayments could be. Always seek financial advice with the above, particularly if you’re struggling to keep up with repayments.</p>

<h3>3. Reduce your credit utilisation</h3>

<p>How much credit are you using? You’ll want to reduce it over time to show you don’t rely on credit to solely make payments. Again, financial advice from a professional is key here to ensure you don’t stretch yourself thin or make any risky financial decisions. </p>

<p>Ideally, you’ll want to keep your credit utilisation as low as you can, as this will show lenders you don’t heavily rely on credit for the majority of purchases.</p>

<h3>4. Don’t apply for too much credit at the same time</h3>

<p>We understand that you may be eager to apply for a motorcycle loan as soon as possible, but did you know that the more applications you make, the more it negatively impacts your credit score? By enlisting the help of a motorcycle financing broker, they can help carry out your soft search and recommend relevant lenders to suit your needs and financial circumstances.</p>

<h3>5. Register for the electoral roll</h3>

<p>Our last (but certainly not least) tip to improve is simply registering to vote. While this may seem unrelated, it actually increases your score, as it shows proof of address.</p>

<h2>What credit score do you need to get a motorbike on finance?</h2>

<p>In reality, there is no minimum score to get approved for a motorcycle loan - it will differ from lender to lender. However, some lenders may offer a better APR if you score highly, so this is something to take into consideration if you’d like to keep interest low. This is good news however for those who may have bad credit or are worried about their score not being high enough to be approved for a motorcycle loan.</p>

<h2>How long does it take to improve your credit score for motorcycle finance?</h2>

<p>Building your credit score can take time, regardless of whether it’s for a motorcycle loan or not. Taking out a loan and keeping up with repayments may increase your score overtime, so if you’re in a position where you’d like to finance your motorbike instead of buying outright, it may do your credit score some favours in the long run.</p>

<p>Ready to apply for a motorcycle loan? <strong><extLnk href="https://www.superbikeloans.co.uk/application/step-1/">Apply for motorbike finance</extLnk></strong> now or <strong><extLnk href="https://www.superbikeloans.co.uk/contact-us/">contact Superbike Loans</extLnk></strong> for more information on our financing options and any other questions you may have.</p>

How To Improve your credit for a motorcycle loan | Superbike Loans

How To Improve Your Credit For a Motorcycle Loan

Looking into motorbike finance for your next bike? Find out everything you need to know about motorbike finance, repayments, bad credit motorbike finance & more.

<p>If you have your eye on a new bike but could use some help affording it, then motorbike finance might be your next port of call. <strong><extLnk href="https://www.superbikeloans.co.uk/">Motorbike finance</extLnk></strong> is a fantastic way to afford your new bike, as it allows you to make a series of manageable monthly payments, so you can focus on riding your new bike as soon as possible..</p>

<p>Today, we’re going to cover everything there is to know about motorbike finance, so you can walk away knowing how it works and look into what your options are. We’ll talk about what motorbike financing and loans are, why you should consider it, how someone with bad credit can get motorcycle finance, and what typical repayments on your motorbike might look like.
</p>

<h2>What is a motorbike loan?</h2>

<p>A motorbike loan, like a personal loan, is where you borrow a set amount of money from a lender to pay for your motorbike. You then pay off the loan, with interest, over a set period of time through monthly repayments. Motorbike loans act similarly to personal loans, where you’ll find you have a choice between a secured or unsecured loan.</p>

<h3>Do I have to pay a deposit with motorbike finance?</h3>

<p>Motorbikes on finance typically require a deposit. There are instances where a customer can be approved for a zero deposit motorbike finance agreement, but these are quite rare and case-dependent. Bear in mind that again, typically, paying a small deposit or none at all may make future repayments higher.<p>

<h2>What is the difference between secured and unsecured motorbike loans?</h2>

<p>A secured loan is a type of loan that is secured by collateral, like a motorbike. If say, you can no longer afford the repayments, you’ll typically have to give up an asset to pay it back, which in this case, would be the motorbike itself. This is so lenders can recover their losses, but this may affect your credit score.</p>

<p>An unsecured loan is essentially the opposite - where you don’t need to give up assets if you can no longer afford your bike. Unsecured loans are typically higher in interest rates due to the risk being much greater than a secured loan, which is typically why these types of loans are offered to customers with good credit scores. If you can’t make your regular payments, you may have to pay late fees and other charges, which can harm your credit score. Courts may even issue a county court judgement (CCJ) against you which can harm your potential to borrow money in the future.</p>

<h2>What is motorbike finance?</h2>

<p>Motorbike finance is an umbrella term that refers to a variety of different financing options that are available for purchasing a motorbike. These agreements can include loans, <extLnk href="https://www.superbikeloans.co.uk/0-motorbike-finance/">0% deposit motorbike finance</extLnk> options, hire purchase agreements, lease agreements, and other financing arrangements depending on your unique circumstances. It’s important to get to grips with how these financing options work, so when you’re faced with them upon getting options back for motorbike finance, check the fine print and ask as many questions as possible.</p>

<p>As a broker, we’ll source relevant lenders depending on your circumstances, who’ll only run a credit check once you’ve consented to one. This is so they can offer relevant solutions based on your circumstances.</p>

<h3>Do I have to pay a deposit with motorbike finance?</h3>

<p>Motorbikes on finance typically require a deposit. There are instances where a customer can be approved for a <extLnk href="https://www.superbikeloans.co.uk/0-motorbike-finance/">zero deposit motorbike finance</extLnk> agreement, but these are quite rare and case-dependent. Bear in mind that again, typically, paying a small deposit or none at all may make future repayments higher.</p>

<h2>What is the difference between motorbike loans and motorbike finance?</h2>

<p>Motorbike loans and motorbike finance can get mixed up as they’re quite similar in nature. They both involve borrowing money, but there are some differences between these types of motorbike financing options you need to be aware of.</p>

<p>Firstly, motorbike loans can be thought of as your typical personal loan, but geared towards motorbikes (no pun intended). Essentially, you borrow a set amount of money from a lender and make monthly repayments with added interest. Once you’ve settled your final payment, the motorbike is yours.</p>

<p>So how does this differ from motorbike finance? Motorbike finance is a much broader term used to describe the various ways you can pay for your motorbike. Whilst motorbike loans can fall under this umbrella term, there are other options too such as motorbike leasing, hire purchases and more. The motorbike financing agreement you settle on with your lender will typically depend on your financial situation and a variety of factors we’ll cover later on.</p>

<h2>Why get motorbike finance?</h2>

<p>Riders may choose to get motorbikes on finance for the following reasons:</p>

<h3>1. To make your bike purchase affordable</h3>

<p>The most common reason people opt for motorbike financing is to make their new motorbike affordable. With motorbike finance, you can spread the cost of your motorbike over a set amount of time, meaning you can pay in instalments as opposed to a bigger lump sum.</p>

<h3>2. It’s a flexible option</h3>

<p>Lenders can offer various options depending on your circumstances, which makes motorbike financing a potentially flexible option for those seeking it. Some agreements, particularly if it’s a Hire Purchase (HP), may even offer new bikes towards the end of your agreement.</p>

<h3>3. It increases your credit score</h3>

<p>Motorbike financing, or any kind of financing for that matter, can increase your credit score. So if this has been a worry for some time, then this could help. This is because payment history is a major element in determining your overall credit score, so repaying your loans on time shows potential lenders you are trustworthy and can meet payments on time.</p>

<h3>4. You can own the bike</h3>

<p>Some agreements give you options when you’re closing in on your last payment. The lender will let you choose to own the bike at the end of your lending agreement, or pick another to finance instead. You may wish to have it as your forever vehicle, or sell it and use the cash to purchase a new bike instead.</p>

<h2>Ways to finance a motorbike</h2>

<p>There are other ways to finance a motorbike besides going through a specialist in motorbike finance. Whilst we’ve listed some of these ways below, we strongly advise consulting with a financial advisor before making big purchases, as they can help see what’s affordable with your current circumstances.</p>

<p>As brokers, we’ve seen how financing can help those get the bike they want fast, but if you’re curious about other ways to pay for a new bike, here are some options:</p>

<h3>1. Cash</h3>

<p>If you have the cash to buy a motorbike upfront, then this is a viable option to get your next vehicle. Be sure to check this doesn’t interfere with your other finances, though.</p>

<h3>2. Personal loans</h3>

<p>Personal loans can be taken through your bank and other lenders. Be advised that these options may not be the most cost-effective for financing your motorbike, but are instead geared towards more general financing options. Plus, with the various options for motorbike financing, you can choose to switch your bike out or return it.</p>

<h3>3. Credit cards</h3>

<p>Credit cards can be an enticing option to finance a motorbike, especially if you have a 0% interest credit card. You have to be especially careful though because not paying off your credit card before the interest-free period is up can resort in higher monthly repayments.</p>

<h2>Who can get motorbike finance?</h2>

<p>You must be over the age of 18 to apply and be accepted for motorbike finance and be a UK resident (you can find out more about this on our <extLnk href="https://www.superbikeloans.co.uk/faqs/">FAQ</extLnk> page). You must also have regular income from employment or self-employment.</p>

<p>A deposit will be required by most lenders too, though as we mentioned previously, some lenders may make exceptions to this based on your circumstances.</p>

<p>Your credit profile will also be assessed for financing eligibility. Whilst Superbike Loans isn’t a lender, we work with lenders to ensure they can offer motorbike financing options to those who may have bad credit or are simply looking for the lowest APR.</p>

<p>Lastly, whilst it’s not a requirement to hold a full UK driving licence to be approved for motorbike finance, you will need documentation like ID, as well as proof of income to show you can afford to make repayments.</p>

<h2>How does bad credit motorbike finance work?</h2>

<p><extLnk href="https://www.superbikeloans.co.uk/bad-credit/">Bad credit motorbike finance</extLnk> works in the exact same way financing for a motorbike does. The only difference is that it looks at applicants with poor credit history, but still wish to purchase a motorbike. Borrowers with bad credit may have been turned down for finance in the past due to missed payments, low credit scores and the like</p>

<p>As a leading motorbike finance broker, we ensure you’re put in touch with lenders who’ll look at a borrower’s situation currently, to determine if they can afford repayments with the circumstances as they are now.</p>

<p>If you’re approved for finance, then you’ll make monthly repayments just like you would regularly. Motorbike finance specifically for bad credit may come with slightly higher interest rates, as lenders may view borrowers with bad credit as ‘high risk’. However, by meeting your repayments as scheduled, you can improve your credit score over time and qualify for lower interest rates in the future.</p>

<h2>How are credit scores calculated for motorbike finance?</h2>

<p>When calculating your credit score for motorbike finance, credit reference agencies (CRAs) such as Experian, will calculate your score based on various factors, and then feed this back to a broker who then uses this information to source relevant lenders. Soft credit searches are conducted by brokers like ourselves to view your credit report as part of an identity check, but hard credit searches will be done when you actually go ahead with a finance option</p>

<p>Here are some elements used to calculate your credit score for motorbike finance:</p>
<ul>
  <li>1. Payment history</li>
 <li>2. Credit usage ratio</li>
 <li>3. Length of credit history</li>
 <li>4. Types of credit</li>
 <li>5. Recent credit applications or ‘hard’ checks</li>
</ul>

<p>CRAs will then give you a score from 0-999, with the higher end of the scale indicating ‘better’ credit. Credit scores are rated Excellent, Good, Fair or Poor.</p>

<h2>What do motorbike finance repayments look like?</h2>

<p>A <extLnk href="https://www.superbikeloans.co.uk/finance-calculator/">motorbike finance calculator</extLnk> can help show what your future monthly repayments could look like, depending on how much needs to be borrowed over a set period of time.</p>

<p>For example, a borrowing amount of £3,000 over a 36-month period with an excellent credit score, could mean your monthly payments are £105.05. This amount will obviously vary depending on the lender you go for, and what your credit score is.</p>

<p>If you do get motorbike finance, but find you’re struggling to meet your repayments, it’s worth contacting Superbike Loans, or your lender directly, to see what adjustments can be made to manage debts.</p>

<p><strong>We hope this guide has given all the information you possibly need to know about motorbike finance and why it’s beneficial. Want to finance a new bike? <extLnk href="https://www.superbikeloans.co.uk/application/step-1/">Apply for motorbike finance </extLnk> now or <extLnk href="https://www.superbikeloans.co.uk/contact-us/">contact Superbike Loans</extLnk> for more information on our financing options and any other questions you may have.</strong></p>

The ultimate guide to motorbike finance | Superbike Loans

The ultimate guide to motorbike finance

Are you looking for Yamaha YBR 125 finance? Read on to see our review of this motorbike.

<p>Are you looking for Yamaha YBR 125 finance? Read on to see our review of this motorbike.</p>

<p>The Yamaha YBR 125 is one of the most popular versions of the Japanese manufacturer in the UK as the motorbike is reliable and practical.</p>

<p>In the Yamaha YBR 125, you get a single cylinder air-cooled engine that can produce 10 hp of power and torque of 7.1 lb-ft. The engine might be old school, but thanks to Yamaha - the motorbike can reach a top speed of 70 mph. Coupled with a five-speed gearbox, you will find that the power delivery is consistent and smooth at all speeds.</p>

<p>The Yamaha YBR 125 comes to life when you look at its fuel efficiency. With a 12-litre tank, this motorbike has an average fuel consumption of 75 mpg. Whether you ride the bike at regular rpm, or hit the red line before changing every gear, the motorbikes fuel efficiency won’t drop below 72 mpg.</p>

<p>Riding the Yamaha YBR 125 in and around the city is an absolute joy, thanks to its telescopic fork suspension in the front and twin shocks at the rear. Even though you can’t change the factory settings of the suspension, you won’t face any problems if you power through bumpy roads. As the motorbike weighs 125 kg, it is agile and quick around the corners.</p>

<p>The Yamaha YBR 125 is the perfect motorbike for those who want to learn how to ride, as it is easy to handle. With a seat height of 780 mm, the riding position on the motorbike is comfortable.</p>

<p>The front brakes are twin-piston disc - while the ones on the rear are drum, giving you optimal stopping power in the city. The best part of the Yamaha YBR 125 is its practicality, as there is space to fit luggage in the rear.</p>

<p>If you want a motorbike that can fit any budget without compromising between reliability and practicality, go for the Yamaha YBR 125!</p>

Interested in buying or financing a Yamaha YBR 125? Read our review today to find out more about the features of this bike and the ride quality.

Yamaha YBR-125 Motorbike Review | Superbike Loans

YAMAHA YBR 125 REVIEW

Find out how to SORN a motorbike in the UK in our comprehensive guide. Discover what a SORN is and the steps to apply for a motorbike SORN.

<p><strong>How to SORN a motorbike in the UK</strong></p>

<p>If you own a motorbike in the UK (or plan to <strong><extLnk href="https://www.superbikeloans.co.uk/">finance a motorbike</extLnk></strong> that you don't yet plan on using on public roads - for any reason -  you can declare it as “off-road” by applying for a Statutory Off Road Notification (SORN). A SORN is a legal requirement in the UK that allows you to avoid paying road tax and insurance for your motorbike, whilst keeping it parked off-road. 

In this post, we will guide you through more details on SORNs and the process of SORN-ing a motorbike in the UK.</p>

<p><ul>
 <li>What is a SORN?</li>
 <li>Do I need to SORN my motorbike?</li>
 <li>Do I need to renew a SORN?</li>
 <li>How to SORN a motorbike</li>
 <li>How long does a SORN last for a motorbike?</li>
 <li>How to remove a SORN on your motorbike</li> 
 <li>What happens if I don’t SORN my motorbike?</li>  
 <li>How do I check if my motorbike SORN is still valid?</li>   
 <li>How can I save money on motorbike insurance instead of getting a SORN?</li>
 <li>How can I check my motorbike’s monthly repayments?</li>
</ul></p>

<p><strong>What is a SORN?</strong></p>
<p>As we touched upon briefly, SORN stands for Statutory Off Road Notification. With this documentation, you can legally keep a motorbike off-road until the vehicle starts being used, is re-taxed, sold, permanently exported or scrapped. 
</p>

<p><strong>Do I need to SORN my motorbike?</strong></p>
<p>In short, yes, everyone with a vehicle must apply for a SORN if it’s not being used on the road. Even if you’ve taken out short-term insurance or don’t plan to ride your motorcycle for a while, you’ll still need to apply for a SORN to keep it off-road legally.</p>

<p><strong>Do I need to renew a SORN?</strong></p>
<p>In short, yes, everyone with a vehicle must apply for a SORN if it’s not being used on the road. Even if you’ve taken out short-term insurance or don’t plan to ride your motorcycle for a while, you’ll still need to apply for a SORN to keep it off-road legally.</p>

<p><ul>
 <li>Insurance is applied</li>
 <li>Insurance is rewnewed</li>
 <li>The motorbike is permanently exported</li>
 <li>You sell the motorbike</li>
 <li>It is scrapped</li>
</ul></p>

<p>With this in mind, it means you won’t need to renew your motorbike’s SORN once you’ve completed the necessary steps. Unfortunately, you cannot backdate a SORN, even if you received your motorbike later than anticipated. Your motorbike’s SORN can start on the first day of the next month, or be applied straight away.</p>

<p><strong>How do I SORN my motorbike?</strong></p>
<p><strong>1. Apply for a SORN in three ways</strong></p>
<p>Applying for a SORN on the government website is the quickest way to get one. Alternatively, you can apply for a SORN via the DVLA. If you’d prefer to do it the old-fashioned way, you can call the DVLA on 0300 123 4321 which offers a 24-hour service, or by post with a completed V890 form to DVLA, Swansea, SA99 1AR. You can find an official V890 form online.</p>

<p>Say you’ve applied for motorbike finance and get your purchase sorted, you can SORN your motorcycle from the first day of the following month with a 16-digit number from your vehicle tax reminder letter, which is known as a V11.</p>

<p>For all methods above, you’ll need your 11-digit logbook or V5C reference number as well as your reg plate.</p>

<p><strong>2. Store your motorbike off-road</strong></p>
<p>Once you've applied for SORN, you must keep your motorbike off-road. You can store it on private property, in a garage or driveway, or on a trailer. You cannot park it on public roads or use it on public land.
</p>

<p><strong>3. Cancel your motorbike’s insurance</strong></p>
<p>If your motorbike is declared SORN, you do not need to have insurance. However, if you cancel your insurance policy, make sure you inform your insurance provider that your motorbike is SORN-ed.</p>

<p><strong>How much is it to SORN a motorbike?</strong></p>
<p>It’s completely free to SORN a motorbike! If you apply for a SORN whilst your road tax is valid, you may even qualify for a refund for the remaining months.

The only time you may need to pay is if you <strong><extLnk href="https://www.gov.uk/vehicle-log-book">lose your V5C logbook</extLnk></strong>, which costs £25 and should arrive with you within five days of purchasing. If it has been two weeks or more and you’ve not received it, you’ll have to let the DVLA know.</p>

<p><strong>How long does a SORN last for a motorbike?</strong></p>
<p>A motorbike SORN lasts for 12 months. After this point, you’ll need to submit a new request for a SORN. If you’re not sure when yours is due to expire, you can check on the DVLA Vehicle Check section of their website. You should also get a V11 letter sent to you as a reminder to renew your SORN.</p>

<p><strong>How to remove a SORN on your motorbike</strong></p>
<p>There isn’t a process to remove your SORN. This is because your SORN is automatically invalidated when you tax your motorcycle, sell it, scrap it or permanently export it.</p>

<p><strong>What happens if I don’t SORN my motorbike?</strong></p>
<p>By not SORN-ing your motorcycle, you could face a fine that can increase in value if no action is taken. Here is a breakdown of what these fines look like, and their corresponding penalties:</p>

<p><strong>Situation 1</strong>: You’re the registered owner of an untaxed motorcycle.</p>
<p><strong>Response:</strong> The DVLA will notify you that you’ve not paid tax towards your motorbike or declared a motorbike SORN.</p>
<p><strong>Penalty:</strong> £80 (cut to £40 if settled within 28 days.) Failure to pay could result in a debt collection agency reaching out.</p>

<p><strong>Situation 2</strong>: You’re using an untaxed motorbike in some way without getting a SORN for it.</p>
<p><strong>Response:</strong> An Out of Court Settlement (OCS) will be put in motion. Typically, your untaxed motorbike may have been caught by an Automatic Number Plate Recognition (ANPR) camera or the police themselves.</p>
<p><strong>Penalty:</strong> The OCS will request £30 plus 1.5 times the outstanding vehicle tax rate. Failure to pay will result in a criminal offence, with a penalty rising up to £1,000, or 5 times the tax amount liable (whichever is greater). It’s not uncommon for your motorbike to be clamped at this stage.</p>

<p><strong>Situation 3</strong>: You’re still using an untaxed motorbike without declaring a SORN.</p>
<p><strong>Response:</strong> An Out of Court Settlement (OCS) will be put in motion. Typically, your untaxed motorbike may have been caught by an Automatic Number Plate Recognition (ANPR) camera or the police themselves.</p>
<p><strong>Penalty:</strong> The OCS is set at £30 plus 2 times the outstanding vehicle tax owed. Failure to pay will result in a criminal offence taken up by the Magistrates Court. The penalty rising up to £2,500, or 5 times the tax amount liable (whichever is greater). It’s not uncommon for your motorbike to be clamped.</p>

<p><strong>How do I check if my motorbike SORN is still valid?</strong></p>
<p>Simply visit the <strong><extLnk href="https://www.gov.uk/check-vehicle-tax">“Check if my vehicle is taxed”</extLnk></strong> page on the government website and pop your registration plate number in. If you’ve recently SORNed your vehicle, it may take up to five days for it to show up. If more than five days have passed, it’s worth contacting the DVLA to ensure your SORN has been properly processed.</p>

<p><strong>How can I save money on motorbike insurance instead of getting a SORN?</strong></p>
<p>SORN-ing a motorbike usually happens for a variety of reasons, one of them being that you simply can’t keep up with insurance rates. So what are your options?</p>

<p>One way is to invest in a new motorbike that’s cheaper to insure. You can even trade in your motorbike if you want to offset the cost. If that still won’t scratch the surface for a new bike, then financing your motorbike is also a viable option. Still not convinced due to poor credit? We specialise in <strong><extLnk href="https://www.superbikeloans.co.uk/bad-credit/">bad credit motorbike financing</extLnk></strong> for those who may have been rejected for motorbike finance in the past. 
</p>

<p><strong>How can I check my motorbike’s monthly repayments?</strong></p>
<p>You’ll have to refer to the agreement with the motorbike loan company you go for. However, if you want a rough idea of how much your motorbike’s monthly repayments will be, then you can use our <strong><extLnk href="https://www.superbikeloans.co.uk/finance-calculator/">motorbike finance calculator</extLnk></strong>.</p>

<p><strong>We hope this guide has helped you take the steps to SORN your motorbike. If you’re in the market for a motorbike with bad credit or simply want a better APR deal, contact <extLnk href="https://www.superbikeloans.co.uk/contact-us/">Superbike Loans</extLnk> to find out more.</strong></p>
