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Buying a Motorcycle

Buying a Motorcycle

So you have thought about getting yourself a motorbike, but have no idea where to begin. There are a few things that you need to consider before you put some cash down on a bike.

Buying a motorcycle with Superbike Loans

Weight and class 

Weight and class is the first consideration. Classifications of bikes are quite simple and the first thing to consider is how big or small a bike do you want.

Types of motorcycles:

  • Commuter and scooter, including mopeds
  • Off-road
  • Dual purpose off/on-road bikes
  • Street bikes
  • Cruisers
  • Touring bikes
  • Sports bikes



Each of them ride differently, handle differently, and have their own unique road dynamic. If possible, try them all out before you decide to purchase any of them.

Within this classification there is another sub category that applies to each type of bike that is based on their engine capacity. The classes are; 50cc, 125cc, up to 250cc, from 350 to 600cc, up to 800cc, and litre class motorcycles. Each of the motorbikes mentioned in the above list will fall into a cc classification and a power output division.


Type of bike based on usage

Another way to come to a conclusion about which bike to buy is based on what you intend to use it for. If you are going to be using your bike to amble around traffic on a daily basis, you need a different bike to if you plan on touring with it. If you want to do both, it is still possible, so long as you buy a bike that can handle traffic as well as it does B roads. So pick your bike based on what you will be using it most for.


License requirements 

In the UK, there are 4 license categories AM, A1, A2, and A. You need to start off at the AM and work your way up. If you are, however over 21 years of age, you can apply for an A license, if you have already held an A2 licence for over two years. You can directly get an A licence after you cross 24, but you will need to complete your CBT, theory and practical tests.


Where to buy

If you are buying a new bike, we recommend you try a dealer at a showroom, but you can also find the right deal by searching sites online.  Always do some research first. There are many trustworthy dealers out there, and Superbike Loans can help you pick the right one from our Dealer Network.




Insurance will be based on the size, capacity and value of the motorbike. There are a total of 22 insurance groups and your motorbike is likely to fall within 3 and 17. The lower your group, the lesser the cost.  Visit and compare insurance deals from 50+ providers



The amount of money you spend on your bike is entirely up to you, but remember that you need to also purchase riding gear, pay for insurance and fuel. The motorcycle itself should not take up the bulk of your expenditure. Superbike Loans can help to advise you on this, and look for the best motorcycle finance options available to you.

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  • Loans up to £25,000
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Representative example: borrowing £3,000 over 36 Months with a representative APR of 24.9%, the amount payable would be £115.21 a month, with a total cost of credit of £1,147.56 and a total amount payable of £4,147.56

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Very very happy with the service I have got given, everyone very helpful. Thank you so much proud new owner of a new lexmoto lxr! :)

Lucy Brown

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