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Try Our Finance Calculator

As a credit broker, we have options available for a range of credit histories. We compare multiple motorbike finance options, from our panel of lenders, to find a deal for you.​

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Finance for new and used bikes
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If you have a lower credit rating, you might still be able to secure a deal, however it may mean higher monthly payments or interest rates.

Try our motorbike finance calculator

I'd like to borrow:
Over a period of:
Your credit score is:
Best available rate
16.9%
Total cost of credit
£781.80
Total repayment
£3781.80
36 Monthly
payments of
£105.05

Representative example: borrowing £3000 over 36 Months with a representative APR of 29.9%, the amount payable would be £121.53 a month, with a total cost of credit of £1375.08 and a total amount payable of £4,375.08. Superbike Loans is a broker. Our rates start from 16.9% APR. The rate you are offered will depend on your individual circumstances. If you have a lower credit rating, you might still be able to secure a deal, however it may mean higher monthly payments or interest rates.

*This motorbike finance calculator is for illustration purposes only. The actual interest rate you receive from the finance provider will depend on your individual circumstances. The above example excludes any fees that may be charged by the lender

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What does my credit rating mean?

If you're trying to determine your credit rating so you can finance a motorcycle, check out what each score means below.

Excellent

If you have an excellent credit score generally you will receive the best rates available and will be able to obtain a higher credit limit. Factors that ensure people have an excellent credit score can be attributed to the following; Having been resident at the same address for a long period of time; Registered on the voters roll; Near perfect credit history which shows mortgage payments, loans and any other credit taken; Does not regularly apply for credit; Wouldn't have any defaults, missed payments or County Court Judgements.

Good

If you have a good credit score generally you will receive favourable rates within the market. Factors that ensure people have a good credit score can be attributed to the following; Having been resident at the same address for a long period of time; Registered on the voters roll; Have very few missed payments on mortgage, loans and other credit taken.

Fair

If you have a fair credit score generally you will receive moderate interest rates. People who have a fair credit score will have; Possibly changed address recently; Have a patchy voters role record; May have a high level of debt when comparing it to income received; Have had County Court Judgements or defaults in the past; Occasional missed payments on credit taken; Exceeded credit limits.

Poor

If you have a bad credit score you can still be approved for a loan although the rate will be high. People with a poorer credit score may have moved address on a number of occasions; Not recorded on the voters roll; Would be over certain credit limits and had frequent late/ missed payments on loan / mortgage repayments; Have been issued with defaults and County Court Judgements; declared bankrupt.

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Motorbike finance calculator - explained

Want to finance a motorcylce? The calculator above will give you an idea of your monthly payments. Simply set your borrow amount over a period of timem select your credit score and you'll have a rough figure to go by. Once you know what to expect, you can apply for a finance with us right away.

Worried about a bad credit score? Don't be. We look at our applications with scores from poor to excellent. Plus, as a specialists in bad credit bike finance, we'll work with you to ensure you get the best deal.

From bad credit to self-employed financing, we can help fund an option that fits your needs.

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Motorbike finance calculator - explained

From the lowest APR to bad credit motorbike loans, we'll arrange a finance deal that suits you

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What our customers are saying

Whether you are looking for the lowest APR rates or have been turned down for finance in the past, we will arrange a finance deal that suits you.

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